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The Mortgage Vs Savings Debate

The Mortgage Vs Savings Debate It’s the oldest finance question – should I make extra repayments on my mortgage or put into my savings account. Like all Debates both strategies have their strengths and...

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Mortgage Offset Accounts

Mortgage Offset Accounts When you take out a home loan or other type of loan transaction type an offset account can be opened and linked to this loan. This account is simply a transaction account; the...

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Financial Fitness

Financial Fitness Like our personal health, our financial health should be given a ‘check up’ every so often.  But how do you give a physical on your finances?  Is there some simple test like blood...

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RBA Rate Drops

RBA Rate Drops  Yesterday the Reserve Bank of Australia, dropped the interest rate to 2%.   With much speculation over the previous months about what the RBA would do – many ‘experts’ advised that the...

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Simple Savings

Simple Savings   Simple Savings in a Caffeine Filled Cup. Whenever we focus on savings it often can seem like a daunting experience and we often focus on the big things that we are going to miss out on...

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